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<div><span style="font-size:16px;"><b>Build a business plan</b></span></div><div><br></div><div><span style="font-size:16px;">Make a personal plan for how you’ll go without a salary/benefits when leaving a traditional 9-5 salaried job and make a business plan to build an idea into a thriving business. </span></div>
<div><span style="font-size:16px;"><b>Separate your finances</b></span></div><div><br></div><div><span style="font-size:16px;">When the lines between your personal and business life seem blurred, it’s easy to blur your expenses as well. It is important to know how much you and your business are both spending (and making!). This will help when separating budgets and a big help at tax time as well.</span></div>
<div><span style="font-size:16px;"><b>Get a legal perspective</b></span></div><div><br></div><div><span style="font-size:16px;">You have many options on the legal structure of your business. Learn your options so you know which one is best for you. The earlier you get this established, the better.</span></div>
<div><span style="font-size:16px;"><b>Resources to help your business grow</b></span></div><div><br></div><div><span style="font-size:16px;">Utilize business credit cards or deposit products that help you with your financial needs, have a business continuation plan, and eventually add employee benefits like group life and retirement plans.</span></div>
<div><span style="font-size:16px;"><b>Protect your business and yourself</b></span></div><div><br></div><div><span style="font-size:16px;">Be sure you have insurance to protect your property and liability exposures, and include workers’ compensation as required. Many insurers’ websites provide good information about how to protect your business, provide loss control tips, and also can link you to free <a href="https://disastersafety.org/ibhs-business-protection/ofb-ez-business-continuity/">business continuity planning resources</a>.</span></div>
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