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Life Insurance: Nicolas Virgen

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Over the next 20 years Hispanics are projected to grow three times more than any other ethnic group in the U.S. In terms of life insurance, nearly half of Hispanics surveyed said they are concerned about financial protection if they should die suddenly (compared with 37 percent of the general population citing this as a top concern).
Hispanics have the lowest rates of life insurance ownership when compared to Whites and African Americans. In fact, while 70 percent of Hispanic consumers agree that they personally need life insurance, only 54 percent of Hispanics say they own it. (from the 2011 Insurance Barometer Study)
Hispanic consumers, in general, are significantly more likely to be concerned with financial issues than other consumers, regardless of income. (2013 LIMRA Life Insurance Barometer) www.orgcorp.com
September is Life Insurance Awareness Month (LIAM) and a great time to have conversations about this important aspect of family’s overall financial plan www.statefarm.com
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